Ok , you had an accident. It can happen even to the best drivers in the world. We all have been there: sleepless nights, a lack of attention, smoking weed or someone’ else fault. It all could have cost you life, but fortunately, if you read this post – IT DIDN’T. So be thankful for that and think practical how to get away from this accident or a collision with the lowest possible cost.
You are likely to receive more money from a car accident settlement if you hire an accident claim lawyer than you would if you just let the insurance companies take care of it.
This is one of many reasons why you should hire an accident claim lawyer when you get in a car accident.
Now that you understand why hiring a car accident lawyer is a smart thing to do, it is time to explain instances WHEN hiring an accident lawyer is definitely the right thing to do.
To explain to you how important hiring an accident claim lawyer can be, we are going to go over some of the top instances when doing so is vital.
Get ready to finally get the accident settlement that you deserve!
1. Time to Hire an Accident Claim Lawyer: If You Are Injured in a Car Accident
You should hire a personal injury lawyer when you have suffered physical injuries due to a car crash. This is because you are inevitably going to have to spend large amounts of money on medical costs.
Physical injuries are a valid reason to hire a personal injury lawyer because you may not be able to work. This often means that you will lose the wages that you would have made at work during the time that you are physically healing.
Thus, the only way to cover your medical costs and receive the money-back that you would have made at work is to hire a lawyer to make it happen.
2. When You Know You Are Not At-Fault
There is no reason why you should have to pay any of your medical or automobile repair or replacement costs if you are not at-fault for the accident. In fact, in some states, the at-fault driver is responsible for paying for the non-fault driver’s property damage and medical costs. To receive compensation for your accident, you need to file a claim with either the at-fault driver’s insurance company, your insurance company, or both.
If you hire accident lawyers, they will ensure that you make the proper claims to the right insurance companies. These lawyers will ensure this by obtaining the necessary evidence to support your claim.
Accident lawyers will also gather any relevant police reports, witness reports, medical records, and bills, for you. They will even obtain information on both parties’ employment statuses and any loss of wages.
You should know that the insurance companies are going to try to make the money you receive from a car accident claim to them as minimal as possible. This is because the less money the insurance companies give you, the more money the insurance agencies are saving for themselves.
On the other hand, a personal car accident lawyer is motivated to make you as much money back as possible. This is because the more money you make back as your lawyer’s client, the more money that your lawyer is likely to get paid.
3. When Your Car Is Totaled
If your car is totaled after a car accident, you are suddenly inconvenienced with not having as many transportation options. This lack of available transportation could affect the number of days you can work after the accident. Not having a car could also affect you if you have young children who rely on you to drive and pick them up from places.
Thus, your car being totaled in a car accident is a prime instance when you need to hire lawyers for an auto accident. With the help of an accident claim lawyer fighting for your rights, you will hopefully receive a large enough financial settlement with your insurance company to purchase a high-quality new car.
4. Before You Talk on the Phone with Your Car Insurance Agency
Like we previously stated, the ultimate goal of insurance agencies is to get as much money as possible out of their clients and give as little money as possible to their clients. To achieve this goal, insurance agencies have an entire team of lawyers working hard on their behalf.
In fact, insurance agencies will call you for additional statements after you get in a car accident just to twist anything you say in a way that will lead them to not have to give you as much money in your settlement. Thus, do not talk to your car insurance agency when it calls you for additional statements and details on your car accident. Instead, make sure you have acquired an accident claim lawyer that can talk to your insurance agency on your behalf.
5. When You Know That You Deserve Additional Compensation
Relying on insurance companies and their legal teams to provide you with compensation after a car accident is a mistake. Insurance agencies won’t give you as much money as you deserve. Thus, you should hire an accident claim lawyer when you know that you deserve more money as your compensation than what the insurance company gave you.
Your accident attorney can file a lawsuit on your behalf. He or she can also mitigate any defenses the other party raises against you receiving more compensation. Your accident claim lawyer can even create a settlement demand letter for the insurance company, prepare your case for trial, and/or go to trial if your case does not settle.
Don’t Worry About the Cost
Did you know that most personal injury attorneys work on a contingent-fee basis? This means that your accident claim lawyer will only get paid if you reach a successful resolution to your claim and make the money back that you need. Thus, there is no need to worry about how much hiring a personal injury lawyer will cost, after being in a car accident.
To learn more about ways to manage your physical health when things go wrong, explore the other articles in the health section on our website.